FHA home loans are mortgage loans that are insured against default by the Federal Housing Administration (FHA). FHA loans are available for single family and multifamily homes. These home loans allow banks to continuously issue loans without much risk or capital requirements. The FHA doesn't issue loans or set interest rates, it just guarantees against default.
FHA loans allow individuals who may not qualify for a conventional mortgage obtain a loan, especially first time home buyers. These loans offer low minimum down payments, reasonable credit expectations, and flexible income requirements.
Everwise Home Loans and Realty is licensed and/or registered to conduct residential mortgage origination under NMLS #1739012 and in: Arizona Lic #1002618; California DBO Lic/Reg #60DBO86638; California DRE Lic/Reg #02067255, Colorado under its NMLS #1739012; Florida Lic/Reg #MBR3070; Oregon Lic/Reg #ML-5713; Washington Lic/Reg #MB-1739012.
Everwise Home Loans & Realty 15615 Alton Pkwy, Suite 450 Irvine, CA 92618 Phone: 833-4EVERWISE firstname.lastname@example.org