Everything Under One Roof

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  • EVERYTHING Under One Roof

    EVERYTHING Under One Roof

  • The PERFECT HOME is waiting for you 

    The PERFECT HOME is waiting for you 

  • Purchase or Refinancing is easy with us

    Purchase or Refinancing is easy with us

  • We're with you every step of the way

    We're with you every step of the way


       Everwise Home Loans & Realty Everything Under One Roof
Everwise Home Loans & Realty is here to offer our clients all things Mortgage & Real Estate. From competitive rates on your next purchase or refinance to Selling your home for top dollar and finding your dream home at just the right price. Here is a list of our services:

Exciting Mortgage Solutions 
  • ZERO Down Payment
  • Purchase & Refinance
  • Jumbo Financing
  • Bank Statement Loans
  • Stated Income
  • Self Employed
  • Home Equity Lines of Credit
  • Reverse Mortgages
  • Low Fico Loans
  • Mortgage Insurance Removal
  • Private Money Loans
Tailored Real Estate Services
  • Purchase New Home
  • Sell Existing Home
  • Short Sales
  • First Time Homebuyers
  • Foreclosures
  • Rental Leases
  • Free Home Valuations
  • Vacation & 2nd Homes
  • Investment Homes
  • 1031 Exchange
  • Relocation
  • New Construction
  • Vacant Lots
                Contact us TODAY at 833-4EVERWISE (833-438-3794) to get started!!
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Purchase Home

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

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Learn More

We're committed to helping you refinance with low rates and fees. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

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We did THREE transactions in THREE months with Brian and his Everwise team, and he hit it out of the park! Two transactions were refis and one was a purchase. We interviewed several loan brokers referred to us by financial and real estate professionals before landing with Brian/Everwise. He made great promises...and then OVERdelivered. The transactions were VERY smooth, Brian and his team were HIGHLY responsive, and our terms were EXTREMELY favorable. To make our situation even more challenging, I am self employed, but we still obtained the best terms available in the market for all three of our transactions. Our last transaction was a home purchase with a 30 day escrow -- which is a short time frame and difficult goal when financing the purchase -- and he found a way to make it happen! We've referred others to people to Brian, and they are equally as pleased with his service, knowledge, and access to a myriad of loan products/lenders. We will use Brian again on any future projects.

1 month ago
Jamie H.
Newbury Park, CA

Ever find yourself lost in a jungle of mortgage "professionals" ? Perhaps the feeling of hopelessness or despair in the hunt to find good help these days? Seek no more my friends. Truth be told, the good people at Everwise helped me take advantage of the market at the right time, quickly and painlessly. I felt like a baby fawn cradled in the hands of baby Jesus himself in complete comfort and security throughout the typically dreaded refinance (and purchase) process. These people have helped me a few times now! The American Dream is NOT over people. Wherever there's a hurdle, there's these rabbits at Everwise to happily hop over it. Thank you Everwise team!!!

8 months ago
Chris H.
Mission Viejo, CA

I've refinanced multiple times with Brandi and the Everwise team. Each time has been an outstanding and simple experience. Brandi has helped me lock in the best rate and cash-out, while finding me the most savings I can achieve for the long-term. She's also super responsive and someone I can trust for my home financing needs. I will definitely be reaching out again to Brandi in the future and encourage anyone looking for a new home loan or refinance to reach out to her and the Everwise team!

8 months ago
Andrew A.
La Habra, CA

My wife and I recently refinanced our house and pulled out some cash to pay off debt and make some home improvements; and thanks to Jill Coss, our loan officer, the process was simple quick and painless. Jill was always courteous and responsive and offered helpful suggestions as we went through the loan process. Even when I threw a nasty curve ball at her a few days before closing she took it all in her stride and was able to accommodate the changes quickly. We are so grateful to Jill for her positive attitude, helpfulness and ability to get things done. We didn’t even have to leave the house! It was all handled electronically and even the loan closing was done at our house with a mobile notary. Please pass on our sincere thanks to Jill for making what is normally a stressful transaction a quick and painless one.

1 year ago
John & Chris K.
Los Osos, CA

Everwise is a great company and I'm going to tell everyone I know to hire them when they're buying a house thanks Brandi Robles for all your hard work

2 years ago
Danny B.
Riverside, CA

My wife and I recently purchased a home in Redondo Beach, CA and we financed it through Everwise, where Brian and Brandi were our loan officers. Besides the fact that they were able to get us a better interest rate than the other two banks we contacted, I cannot thank them enough for their tiresome work in getting things completed ahead of all scheduled dates, for their ultimate professionalism throughout the process, and last but not the least, for their patience while answering all our nitpicky and stupid questions as first time home-buyers. Brian and Brandi were absolutely fantastic throughout the process and I highly recommend giving them a call if you are in the market for a new home

2 years ago
Awais R.
Redondo Beach, CA

I recently used Brandy Robles at Everwise home loans It was a great experience. She went above and beyond for my family. She sold my home And also ended up doing the loan for the buyers as they were having a bad experience w their lender. I would definitely recommend this Co. And will use them in the future if I ever need a realtor or lender again.

2 years ago
Terri G.
Wildomar, CA

I am thrilled to be able to write this review for Everwise Home Loans & Realty. As a divorced mom with three school-age kids, home ownership felt and seemed like an impossibility until I met Brandi. Brandi and her team made this process of buying a home easy and painless. They were flexible when scheduling meetings with me. With the paperwork process, Brandi paid excellent attention to detail and prepared me for all of the steps towards homeownership. I give Brandi and her team the highest recommendations; They are professional, thorough and trustworthy. Even after my home purchase, Brandi still checks on me from time to time to see how things are going with the new home... She cares about her clients and their interests.

2 years ago
Nnenna O.
Laguna Niguel, CA

At the end of 2017, I was looking to refinance my condo to get out of a 7/1 ARM. I had no real experience or knowledge of the lending industry, but I have a few friends that work in the field. I was shopping around calling banks, and it seemed like everyone was telling me something different. So much that I started to not trust anyone. When I met Brandi I began to explain my situation, and I felt no pressure at all. She was extremely knowledgeable about all the lending practices, and was able to explain all the fees and processes in a way where I didn't feel like she was hiding anything from me. Brandi dispelled all the clutter I was hearing from the other loan officers and friends of mine in the lending industry. She worked very hard to put me in the best possible situation, and explained all my options at a high level of professionalism. Brandi was extremely patient with me knowing that I had a million questions and doubts. She could have been spending her time on other clients that had much larger loans that mine. In the end, I came out with a 30 year fixed loan at a lower interest rate, lowered my mortgage, and put $2,500 in my pocket. A year later, and I can honestly say that my life is much more comfortable, and I made the right choice with Brandi. She really cares about her clients, and will work hard to get you to your desired goal. Thank you Brandi! I'll be a client for life!

2 years ago
Kenny W.

I'd give more stars if I could! Brandi and Brian are AMAZING! My husband and I contacted Brian just to see where we were at and to get an idea of what we needed to do to purchase a home in the future. He not only advised us of what needed to be done, but he and Brandi helped us achieve our goals! They helped us get rid of old debt and made this process as easy as possible for us. They even kept us updated every step of the way and explained everything and answered every question we ever had. These guys work so hard and never left us feeling doubtful. You can see they love what they do! We went to see a few houses with Brandi just to get an idea of what we wanted, fell in love with a home, made our offer and moved in 30 days later! I would recommend them to anyone!

3 years ago
Alyssa G
Lake Elsinore, CA

Got a loan on my house to do some updates and Brandi was amazing at helping accomplish that! It was not an easy task but she worked her butt off and got me what I needed. I definitely recommend this company for all your realty needs!

3 years ago
Rebecca L
San Bernardino, CA

Brian and Brandi have been Amazing in helping us reach our dream of getting into a house. I would definitely recommend them with the buying or selling of your current or new home. It made it so easy that we didn't have to go anywhere else for our mortgage loan as well. I'm extremely happy to have had such an exciting, yet challenging, chapter come at such ease with this team!

3 years ago
Amy B.

Brandi Robles is completely amazing! My husband and I had previously been working with another mortgage broker for over 6 months only to have our loan fail to close and have to be extended 3 separate times. At the end, the loan terms were nothing like what we had been promised. Thank goodness a friend referred us to Bandi!!! She jumped right in, had our loan closed in less than 6 weeks and with terms a million times better than anything the previous broker threw at us. We couldn't be happier! She is so professional, smart, and just totally has what it takes to get the job done right! We would strongly recommend her to anyone and wouldn't even consider using anyone else in the future!

3 years ago
Sarah F.
Menifee, CA

My husband and I just purchased our first home and we couldn't be happier with Brandi as our agent! From start to finish, she was incredibly helpful and patient. Being first-time home buyers, we were overwhelmed with the process but Brandi made it very easy and explained everything we needed to know. We went to look at a lot of properties and she always gave us her honest opinion. We never felt like she was just trying to make a quick sale. Aside from helping us find the right property, she made the loan application process smooth and efficient. She has many connections with many Mortgage Lenders, so she knew exactly who to go to for the best deal. Just to be sure, we shopped for other rates but we couldn't find one that beat the rate she was able to get us. At one point during our home search we were getting discouraged, and rather than giving up on us, Brandi offered to do some marketing in communities that we were interested in to find prospective sellers. Overall, Brandi was excellent through and through and we never felt uncomfortable contacting her for anything! She was always prompt and responsive. In the future when we look to buy another property, we will definitely choose Everwise!

3 years ago
Maya & Andrew H.
Mission Viejo, CA

Where do I start, buying a house for me was never in my plan. It was a 'let's just see what happens, but I know it's not going to happen', kind of thing. However, working with Brandi made me realize buying a house was coming closer to my reach. It was realistic and I was finally hopeful. She's the one who helped me, with her it was possible!

3 years ago
Rosa M.
Duarte, CA

Brandi was so calm and nice helping us through the process of purchasing a home. She was thorough and always got back to us! We very much appreciate a real estate agent that does what they say they are going to do- and she does. Thank you Brandi! We will be repeat clients!

3 years ago
Megan L.
Pomona, CA

I’m happy to write a 5-star review for Everwise Home Loans & Realty for home loans and/or refinancing. I recently refinanced my home and Brian Chaplin lowered my monthly payment and dropped the mortgage insurance from my loan. Even though I already had good credit, Brian was able to raise my credit score to get me an even better rate. The entire process went efficiently, all updates and other communications were timely, and the loan closed quickly. Also, the rate on my new loan was lower than what my local bank and credit union offered. Last but not least, I received exactly what was promised and there were no unpleasant surprises

3 years ago
Eric M.
Jacksonville, OR
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